Financial Planning Advice
and Tips for Retirees

The downsizer contribution is a government initiative designed to encourage older Australians to downsize their homes and invest the proceed

Our goal was to construct a financial strategy to seamlessly transition all their assets into a tax-free superannuation income stream...

To maximize the financial benefits of downsizing and ensure a smooth transition into retirement, integrating it into your overall...

Having a clear financial plan helps to alleviate worries about the future and promotes overall well-being.

It's important to build your plan and map out your time line.

In the financial industry, the traditional focus on frugality and and caution often overlooks the importance of personal happiness and value

Retirement coaching is a cousin to financial planning, centred on finding the best outcome for you, after considering your circumstances.

Estate planning - the tricky timing of super withdrawals

How unbalanced is your wealth vs health scale, are you pushing yourself too hard for those extra dollars into your retirement nest-egg when

Estate Planning Trap - Joint assets

The good news is that even small changes can make a big difference.    Our easy-to-follow "Financial Health Check" and “Can I Retire...

The beauty of the FIRE movement? Flexibility! There's no one-size-fits-all approach to early retirement. For some, it means hanging up...

Life is too short and precious for us to always fly on autopilot! Ask yourself if you feel like you are just going through the motions,...

Traditionally, we forgo spending money today and defer enjoyment until the future, which is called “saving.” examples include boosting...

We suggest you start enjoying what you like to do sooner rather than later. Use your money now to live your best life instead of waiting...

Since health declines and life is finite, we must optimise our time on earth. The answer to how you want to spend that time differs for...

1.     Focus on the things that matter Humans have a tendency to focus on all the wrong things. We fixate on things that don’t matter,...

Watch my brief general advice primer on what Super death benefits tax is and how you may be able to save your estate up to $17,000 for...

1. Be honest and upfront about your financial situation. Your advisor can only give you the best advice if they completely understand...