The art of intentional living and why timing is everything.

Life is too short and precious for us to always fly on autopilot! Ask yourself if you feel like you are just going through the motions, giving limited thought to how much intentionality you put into your day. Autopilot is often easier because it requires less thought, but would your future self be happy with the outcomes?  

Here's the thing: timing is everything. Whether it's a dream holiday or a new hobby, doing it at the right time can make all the difference. It's like that sweet spot – you have the energy, the resources, and the mindset to truly enjoy it.   What do financial independence and early retirement look like to you?  

And money? Well, let's say it's not everything. Sure, a bigger salary might sound nice, but if that job sucks your life and energy – heavy mental burden (stress, etc.), long commutes, fancy clothes you hate wearing, and endless hours – are you better off? Think about it – that high salary might come at the cost of free time to actually enjoy the things you work so hard for or health issues that may manifest as a result of the job stress.  

So, the takeaway? Live life intentionally! Choose exciting and important experiences and do them when you're in the best stage of life to savor them. That's the recipe for a life well-lived, no matter how much money you have in the bank. 

Take a look at our sample Life Time clock for “Sue” and ask yourself, what time is it in your world?  

You can build your own clock by drawing a circle on a page, divide it into four quarters then break your future life into four distinct age sections and write down all the things you want to experience. Or email us if you would like a free copy of our template. 

Our role as fiduciary financial advisors is to help you optimise the time you spend working and the time you spend "living." We do this by showing many clients they often need less than they think to achieve financial independence and retire early or cut-back on work. 

If you would like a copy of our "Can I retire early?" checklist, please email clientservice@providencegroup.com.au or book a free 15-minute call with me via our website button to find out if you can fast-track your retirement.