We suggest you start enjoying what you like to do sooner rather than later. Use your money now to live your best life instead of waiting until you think you can “afford” to when you retire.
Are you worried you can’t spend the money or sacrifice work time and income? Think about what you might miss if you wait. Imagine all the special memories you could be making with the people you love or experiences created doing what you love to do! As you age, the variety of experiences you can have will decline, and the people you love may not be around.
The sooner you do these things, the richer and fuller your memory bank will be – we call these activities “deposits into your memory bank” (and withdrawals from your money bank). Picture your future self traveling back to today, thanking yourself for it!
Our role as fiduciary financial advisors is to help you optimise the time you spend working and the time you spend "living." We do this by showing many clients they often need less than they think to achieve financial independence and retire early or cut-back on work.
If you would like a copy of our "Can I retire early?" checklist, please email clientservice@providencegroup.com.au or book a free 15-minute call with me via our website button to find out if you can fast-track your retirement.
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